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Rural Bank offers lending products specifically designed to help primary producers manage the challenges of uneven income and expenditure, and grow their farm businesses.

Important information

From 8 November 2024, Rural Bank product(s) will be transitioned to equivalent Bendigo Bank products. While many things are staying the same (e.g. account numbers), there will be some changes. A description of the changes is available in the product variation notices.

Grow your farm business

Rural Bank’s range of specialist lending products puts you in charge of your farm’s financial management, so you can stay on top of challenges and grab opportunities with confidence.
Farm Term Loan

Ideal for property purchases, capital improvements or restructure/refinance.

Hand holding a green ear of wheat.
Short-term finance

A Seasonal Overdraft gives you access to daily working capital to cover cash flow shortfalls or to finance short-term production costs.

Tractor driving between fruit trees.
Farm line of credit

Grow your business and manage the unexpected with AgriManager®, the line of credit developed especially for farmers.

Equipment Finance

Options to purchase, upgrade or replace your farm or business equipment.

Hear from one of our customers

Tom Ashby of North Ashrose Merino Stud, South Australia, is developing new technology to improve efficiency in sheep yards. We understand the value this will bring to the industry and are there to support him.


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North Ashrose Merino Stud
North Ashrose Merino Stud

Get in touch

Contact your local Relationship Manager
Contact our customer service team
Visit your nearest branch

Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

Rural Bank - A Division of Bendigo and Adelaide Bank Limited
© Copyright 2024 Rural Bank | ABN 11 068 049 178 | AFSL/Australian Credit Licence 237879