The quality of your farm or business equipment can make all the difference to your profitability. We offer three Equipment Finance options to help you buy, upgrade or replace.
Features of our Equipment Finance facilities
Preserve working capital by giving you access to the assets your business needs without the capital outlay required to pay for them upfront.
Manage your cash flows with fixed rental/instalment payments.
Provide possible tax benefits where the equipment being financed is used to generate income.
Have the option of starting a new contract with the latest equipment when your current contract ends.
Master Asset Finance Agreements available for existing customers.
Fixed interest rates for the term.
Equipment Finance options
Finance Lease
Rural Bank purchases the equipment and then leases it to you for an agreed period.
Asset Purchase
Rural Bank purchases the equipment and you buy it from us in instalments.
Equipment Loan
You own the equipment and Rural Bank provides a loan secured against the equipment.
How do I apply or find out more?
Contact your local Relationship Manager
Contact our customer service team
Visit your nearest branch
Tools to help you
Important information
You may also be interested in
Term Loan
Ideal for off-farm investments, capital improvements, property purchases or production facilities.
AgriManager®
A convenient, all in one line of credit account developed especially for farmers.
Seasonal Overdraft
A daily working capital facility that enables primary producers to finance short-term production costs and cover cash flow short falls.
Stockbuilder
A loan designed specifically to enable you to invest in your breeding livestock.
Things you should know
Information is subject to change. All applications for loans or credit are subject to normal lending criteria. Terms, conditions fees and charges apply and are available by phoning our Customer Service Team on 1300 660 116, online, or by contacting your local Rural Bank relationship manager.
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Equipment Finance brochurepdf, 1.6 MB
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Asset Purchase terms and conditions - 5 October 21pdf, 447 KB
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Equipment Loan and Security terms and conditions - 5 October 21pdf, 537 KB
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Finance Lease terms and conditions - 5 October 21pdf, 476 KB
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Master Asset Finance Agreement terms and conditions - 5 October 21pdf, 671 KB