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Banking in person

Rural Bank is proud to offer its products and services through one of Australia's largest networks of branches and distribution partners.

Branch network

Bendigo Bank and Community Bank branches

Rural Bank’s range of specialist farm finance products are available through Bendigo Bank and Community Bank branches nationally.

Our team of Rural Bank and Bendigo Bank Relationship Managers is spread across regional and rural Australia within the Bendigo Bank branch network. Our Relationship Managers are committed to providing specialist advice and support to farming customers. Rural Bank customers can also transact over the counter at selected Bendigo Bank branches.

Australia Post - Bank@PostTM

You can access your Rural Bank accounts at over 2,500 Australia Post outlets across the country, including 1,300 in rural and regional locations. Simply swipe your Rural Bank Visa debit card and enter your PIN to:

  • deposit and withdraw cash (withdrawal limits may apply)
  • check your account balance
  • pay bills


You can use your Rural Bank Visa debit card and PIN at any Bendigo Bank shared ATM free of charge.

Using an ATM you can:

  • make withdrawals
  • obtain account balances
  • transfer funds between linked accounts
  • deposit cash and cheques (at selected ATMs only)
  • change your PIN (at selected ATMs only)
  • Your Rural Bank Visa debit card is also accepted at any ATM within Australia or overseas displaying the Visa symbol (please note a fee may apply).


EFTPOS is a convenient way to pay for your purchases without carrying cash. You can use your Rural Bank Visa debit card and PIN at any location displaying the EFTPOS symbol around Australia. You may also be able to withdraw additional cash when making your payments – please note that some retailers may limit the amount of cash you can withdraw.

Visa@ payWave

Rural Bank issues Visa debit cards with Visa payWave which is a fast and secure way to pay for purchases under $100. With a simple wave of your Rural Bank Visa debit card, you can speed through the checkout and spend more time doing the things you enjoy.

Other ways to bank

Get in touch

Call our customer service team
Request a call or email back
Locate your nearest branch or ATM

Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

Rural Bank - A Division of Bendigo and Adelaide Bank Limited
© Copyright 2024 Rural Bank | ABN 11 068 049 178 | AFSL/Australian Credit Licence 237879