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Day to day banking

Income streams aren’t easy to control in farming. We have products that let you control your own money and give you access to finance from day to day and when you need it most.

Important information

From 8 November 2024, Rural Bank product(s) will be transitioned to equivalent Bendigo Bank products. While many things are staying the same (e.g. account numbers), there will be some changes. A description of the changes is available in the product variation notices.

An account for every stage of life

Anyone, anywhere in Australia can benefit from our good value, easy to use everyday banking. We have accounts for people at all stages of their lives, including those heading into retirement. We also have an account especially for community groups.
Farmer and three dogs sitting on porch.
Everyday Account

Our Everyday Account is a simple bank account for anyone who wants flexible options for their personal banking.

Everyday Community Account

A low-cost account, with no monthly service fee.

Mature male farmer leaning on fence.
Everyday Retirement Account

Personal banking with rewarding interest for people aged 55 and over.

Three kids and a dog running along a white wooden fence in a paddock.
Gold Cash Management Account

Offers the flexibility, easy access and benefits of a day-to-day personal or business transaction account.

Seasonal Account

Why be limited by your seasonal income cycle? With a Rural Bank Seasonal Account you can have easy access to finance all year round.

Parents and three children playing in paddock.
Concession Account

Bendigo Bank's Concession Account is designed for fee free everyday banking. It's also available to Rural Bank customers with eligible Commonwealth government concession cards. 

Get in touch

Contact your local Relationship Manager
Contact our customer service team
Visit your nearest branch

Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

Rural Bank - A Division of Bendigo and Adelaide Bank Limited
© Copyright 2024 Rural Bank | ABN 11 068 049 178 | AFSL/Australian Credit Licence 237879