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Graduate program

If you're looking for something where you can be yourself, be open to exciting and challenging experiences, this is the program for you.

Start your career with Rural Bank

Rural Bank has an ongoing focus of supporting the next generation of leaders in agriculture.

We provide a personalised Graduate Program, tailored to suit you and your goals, whilst ensuring you enjoy a rounded experience across different areas of our bank.

In addition, there are opportunities to travel across Australia working with teams from the Atherton Tablelands in Far North Queensland to Esperance in Western Australia.

A culture of diversity & inclusivity

We are committed to creating a safe, inclusive and empowering environment where everyone can thrive. Core to our commitment is the understanding that inclusive and accessible design is good for everybody, including people with disability. You can read more in our Access and Inclusion Plan .

Advocates for women

Being part of a business that supports and advocates for women working in agribusiness and strives to ensure opportunities to succeed are available within our business.


Employee benefits program

Access to our employee benefits program. We offer discounts on product and services including home loans, credit cards, insurance, gym membership, travel and more.


A range of benefits are available

  • Flexible working arrangements and family friendly practices.
  • Relocation assistance if you are required to move between offices.
  • Ongoing learning and development opportunities.
  • Organisation-wide project opportunities that may fall outside your immediate daily role.
  • Role secondment opportunities when internal contract positions become available within Rural Bank or Bendigo and Adelaide Bank.
  • A competitive starting salary plus superannuation, with advancement upon successful completion of the graduate program.
  • Supportive rotation leaders who genuinely care about your development.
  • Being part of a business that supports and advocates for women working in agribusiness and strives to ensure opportunities to succeed are available within our business.
  • A permanent role post-program within Rural Bank.

Find out more about the benefits of the Rural Bank graduate program.

What we look for in a graduate

While a rural background isn’t essential, a commitment and passion for Australian agriculture certainly is.

If you have loads of enthusiasm, you’re a self-starter and enjoy building relationships, then we want you. We are looking for the next industry leaders determined to support rural and regional businesses and communities.

Frequently Asked Questions

This varies from year to year.

Short answer is no. We do review & consider academic results however there is no minimum requirement as such. Graduates must have completed an undergraduate or postgraduate degree in the past three years or be due to complete it by the end of January prior to a February commencement.

No. We accept graduates of all ages, as long as you have completed an undergraduate or postgraduate degree in the past three years.

This may vary year on year however traditionally we look to recruit in VIC, SA, WA, QLD & NSW.

Applications open in April and offers are made in approximately July with a start date in February of the following year. We aim to connect with candidates throughout the various stages of the selection process.

Depending on the number of graduates we take, we may consider earlier start states for mid year graduates.

Candidates are welcome to reach out directly to the Early Career Advisor and discuss/forward their resume, however candidates must also apply online. If at any time candidates require adjustments to the Recruitment & Selection process, please contact the Early Career Advisor.

Preparation is key. Know what to expect by reading up on the Recruitment & Selection process on the Rural Bank website. Research our organisation. Review your application including resume & cover letter. Perfect any presentations, practice psychometric testing, practice your interview skills, be yourself and plan ahead. 

Relocation is one of the attractors of our graduate program. Our relocation policy covers approved relocations from one work location to another within Australia and is designed to assist a smooth and hassle-free process.

Yes we do. We have some fantastic study benefits to suit you such as study leave – three days per subject including any time off for exams, doing assessments, attending classes.

Fee assistance – applicable for all fee-paying courses including deferred payment programs e.g. HECS/HELP. Reimbursement for 80% of fees on successful completion, capped at $4,000 per semester or $8,000 per annum.

If you have missed our April intake, please send you resume and contact details to Julie Ripper at


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Ag Achiever Graduate Program Testimonial

Looking back at my time in the Rural Graduate Program, I can see that I was given a great opportunity to see all parts of the rural business and the chance to work out which part I wanted to pursue further. It gave me a good base to build on as I went into my first assistant manager role. The networking throughout the 18 months on the program is one of the biggest positives of the program.

The program allowed me to work with several experienced managers in the sales team in different locations and industries that I would not have been exposed to without the graduate program. In my current role as an Agribusiness Relationship Manager I think back to different meetings I was involved in on the program and how different managers handled the client conversations. When I look back on the program, I remember all the clients and colleagues I got to meet in the regional office rotations. The experience will stay with me throughout my working career.

Kate Hemphill

Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

Rural Bank - A Division of Bendigo and Adelaide Bank Limited
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