Don't know where to start? Solutions for when you have specific financial requirements.
Increasing your livestock numbers?
StockBuilder lets you invest in your breeding stock over a three-year term – using the equity in your livestock for security. Minimum loan is $50,000.
Fixed and variable interest rate options, including interest only for the first 12 months. Drawdowns can be scheduled to occur upon livestock purchases (meaning you aren’t paying interest before you make purchases) and repayments are scheduled in line with your 3 year livestock trading schedule.
Drawdowns can be scheduled to coincide with livestock purchases (meaning you aren’t paying interest before you make purchases) and repayments are scheduled in line with your three-year livestock trading schedule.
For finance to build or trade livestock over a shorter term, take a look at our Seasonal Overdraft.
For ongoing access to finance, take a look at AgriManager®.
Are you looking to purchase, upgrade or replace your farm or business equipment?
Because the outlay can be significant, Rural Bank offers three Equipment Finance options to help you buy, upgrade or replace: Finance Lease, Asset Finance and Equipment Loan.
All of these options mean easier cash management. No large capital outlay up front means no drain on working capital. Repayments or instalments can be fixed, or can be tailored to suit your cash flow
Choice of terms from 1 to 7 years. Minimum loan is $20,000.
Buying a neighbouring property or looking to increase on-farm storage or production facilities?
A Rural Bank Term Loan is a great option for land and property purchases. It’s also suitable for capital improvements, restructuring your existing finance, and making off-farm business investments.
Terms up to 15 years. Choose from fixed and variable interest rates, as well as interest only options.
Like to consolidate all your agribusiness finances into one loan, making your banking simpler and more cost effective?
If you have other loans or finance arrangements, consider bringing them all into one Rural Bank Term Loan. One loan is easier to manage, and it may well save you money in interest payments.
The term (up to 15 years) and repayments can be tailored to suit your farm cash flow.