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Farm Term Loan

If you’re a primary producer with plans to grow your farm business, we can back you with a Rural Bank Term Loan. 

Important information

Rural Bank products will be transitioned to equivalent Bendigo Bank products on 14 March 2025. While many things are staying the same (e.g. account numbers), there will be some changes. A description of the changes is available in the product variation notices.

Please note: Rural Bank products are no longer available for sale ahead of the transition to Bendigo Bank products.

Features of our Term Loan

Choice of variable or fixed interest rate options, or a combination of both.

Principle and Interest or Interest Only repayment options.

Flexible repayment and interest charging options to suit your cash flow and seasonal fluctuations.

Redraw facility available on variable rate loans.

Hear from one of our customers

Tom Ashby of North Ashrose Merino Stud, South Australia, is developing new technology to improve efficiency in sheep yards. We understand the value this will bring to the industry and are there to support him.

 

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North Ashrose Merino Stud
North Ashrose Merino Stud

Things you should know

Information is subject to change. All applications for loans or credit are subject to normal lending criteria. Terms, conditions fees and charges apply and are available by phoning our Customer Service Team on 1300 660 115.

Cheque facility is only available on accounts opened prior to 1 August 2023.

We have not considered your circumstances. Consider whether the product is appropriate for you having regard to your objectives, financial situation and needs before making an investment decision.

Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

Rural Bank - A Division of Bendigo and Adelaide Bank Limited
© Copyright 2025 Rural Bank | ABN 11 068 049 178 | AFSL/Australian Credit Licence 237879