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Farm Term Loan

If you’re a primary producer with plans to grow your farm business, we can back you with a Rural Bank Term Loan. 

Features of our Term Loan

Choice of variable or fixed interest rate options, or a combination of both.

Principle and Interest or Interest Only repayment options.

Flexible repayment and interest charging options to suit your cash flow and seasonal fluctuations.

Redraw facility available on variable rate loans.

Farm Management Deposit Offset available on eligible variable rate Term Loans.

We tailor our lending products to meet the repayment and cash flow requirements of your business. To find out more, including interest rates, arrange a meeting with one of our Relationship Managers.

How do I apply or find out more?

Contact your local Relationship Manager
Contact our customer service team
Visit your nearest branch


If you have other loans or finance arrangements, consider bringing them all into one Rural Bank Term Loan. One loan is easier to manage, and it may well save you money in interest payments.


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Things you should know

Information is subject to change. All applications for loans or credit are subject to normal lending criteria. Terms, conditions fees and charges apply and are available by phoning our Customer Service Team on 1300 660 115, online, or by contacting your local Rural Bank relationship manager.


Rural Bank - A Division of Bendigo and Adelaide Bank Limited
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