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Farm line of credit

Grow your business and manage the unexpected with AgriManager®, the line of credit developed especially for farmers. Apply once and the money is yours to use, when and how you want to. You’re in charge.

Features of our AgriManager®Account

A convenient, all in one account that covers term, seasonal borrowings and transactional banking.

Minimum facility is $150,000, secured by land.

Your choice of monthly, quarterly or six monthly variable rate interest charges to suit your farm's cash flow when in debit.

Account access via a range of methods including Visa Debit card, Internet and Phone Banking.

No fixed or minimum repayment requirements, freeing your cash flow to grow your business.

No fixed term, we’ll carry out a review with you each year to make sure AgriManager® is still working for you.

We tailor our lending products to meet the repayment and cash flow requirements of your business. To find out more, including interest rates, arrange a meeting with one of our Relationship Managers.

How do I apply or find out more?

Contact your local Relationship Manager
Contact our customer service team
Visit your nearest branch

Hear from one of our customers

Ever heard of a jujube? We have, and soon you will too. Rural Bank helped Bernard McCarthy, Jujube Australia, with finance for a grading machine and cool room facilities, allowing the business to scale up. Getting the fruit to Aussie's in the best possible condition.

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Jujube Australia
Jujube Australia

Not many people know what a Jujube is when you first tell them that you’re a jujube farmer.

The jujube’s a small fruit it’s crunchy like an apple but it's around the size of a plum.

In the past has been a lot of relying on hand sorting, hand grading, now we're trying to find more efficient ways to be able to get the fruit out the door to the customer in the best possible condition.

We've invested in new technology, new machinery, to help us become more efficient.

That's critical for us to scale up to be able to meet the higher production that we're now generating.

Rural Bank was refreshing in that they understood the crop we were growing, they did some figures, they crunched the numbers, they looked at what we’d been doing and came up with an idea of what this crop was worth, not just the value of the land.

We knew at some point as we were increasing our scale we would need to move with technology to help us achieve that, and investing in this grading machine, new cool room facilities has been important to realise that.

Every year we expand, and Rural Bank’s there with us all the way.

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Things you should know

Information is subject to change. All applications for loans or credit are subject to normal lending criteria. Terms, conditions fees and charges apply and are available by phoning our Customer Service Team on 1300 660 115, online, or by contacting your local Rural Bank relationship manager.

Cheque facility is only available on accounts opened prior to 1 August 2023.

Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

Rural Bank - A Division of Bendigo and Adelaide Bank Limited
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