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Everyday Account

Our Everyday Account is a simple bank account for anyone who wants flexible options for their personal banking. Its banking made easy.

Features of our Everyday Account

Rural Bank Visa Debit Card to access your funds through ATMs, EFTPOS or online shopping.

Transact at Australia Post retail outlets displaying the Bank@Post™ symbol.

Optional personal cheque book.

No monthly account fees when $2,000 minimum monthly balance is maintained or you are aged less than 18 or 60 plus.

Go green and set up e-statements on your account.

How do I apply or find out more?

Call our customer service team
Request a call or email back
Visit your nearest branch

Interest rates

Tier

Rate

$500 to $4999 0.00% p.a.
$5,000 to $9,999 0.00% p.a.
$10,000 to $49,999 0.00% p.a.
$50,000 to $149,999 0.00% p.a.
$150,000 to $249,999 0.00% p.a.
$250,000 + 0.00% p.a.

Interest rates quoted on a per annum basis and subject to change without notice. Interest on Everyday Accounts is variable, calculated daily on a tiered basis and credited on the first day of the following month. Minimum opening balance is $1.

All overdrawn balances

19.90% p.a.

Applies to any unauthorised overdrawn balance on Everyday, Gold Cash Management, Money For Living, Interest Earning at Call, Seasonal (with no credit facility) and Seasonal Plus accounts. Quoted interest rate is on a per annum basis, variable and subject to change without notice. Interest is calculated daily on the closing balance and charged monthly.

Affordable banking

Rural Bank customers can access a range of affordable banking products through Bendigo Bank, including accounts with low or no standard fees and charges. One such account is the Concession Account which has no account keeping fees, free monthly statements and is available to holders of eligible Commonwealth government concession cards.

For more information on affordable banking and basic bank accounts visit Australian Banking Association.

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Interest rates quoted are subject to change without notice. Information is subject to change. Terms, conditions fees and charges apply and are available by phoning our Customer Service Team on 1300 660 116, online, or by contacting your local branch.

Rural Bank - A Division of Bendigo and Adelaide Bank Limited
© Copyright 2020 Rural Bank | ABN 11 068 049 178 | AFSL/Australian Credit Licence 237879