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Gold Cash Management Account

Earn competitive interest on funds, with all the flexibility, easy access and benefits of a day-to-day personal or business transaction account.

Features of our Gold Cash Management Account

Tiered interest rates, offering a higher rate of interest the greater your balance.

Go green and set up e-statements on your account.

Interest calculated daily and paid monthly.

Monthly service fee is waived if minimum balance of $5,000 is maintained.

Access your funds with a Rural Bank Visa Debit card at shops and ATM's across Australia and overseas, as well as phone and online transactions.

How do I apply or find out more?

Call our customer service team
Request a call or email back
Visit your nearest branch

Interest rates

Tier Rate
$5000 to $19,999 0.00% p.a.
$20,000 to $49,999 0.00% p.a.
$50,000 to $99,999 0.10% p.a.
$100,000 to $249,999 0.10% p.a.
$250,000 +  0.25% p.a.

Interest rates quoted on a per annum basis and subject to change without notice. Interest on Gold Cash Management Accounts is variable, calculated daily on a tiered basis and credited to the account on the first of the following month. Minimum opening deposit is $5,000.

All overdrawn balances

19.90% p.a.

Applies to any unauthorised overdrawn balance on Everyday, Gold Cash Management, Money For Living, Interest Earning at Call, Seasonal (with no credit facility) and Seasonal Plus accounts. Quoted interest rate is on a per annum basis, variable and subject to change without notice. Interest is calculated daily on the closing balance and charged monthly.

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Interest rates quoted are subject to change without notice. Information is subject to change. Terms, conditions fees and charges apply and are available by phoning our Customer Service Team on 1300 660 116, online, or by contacting your local branch.

Rural Bank - A Division of Bendigo and Adelaide Bank Limited
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