A flexible, easy access day-to-day personal or business transaction account.
Important information
Rural Bank products will be transitioned to equivalent Bendigo Bank products on 14 March 2025. While many things are staying the same (e.g. account numbers), there will be some changes. A description of the changes is available in the product variation notices.
Please note: Rural Bank products are no longer available for sale ahead of the transition to Bendigo Bank products.
Features of our Gold Cash Management Account
Go green and set up e-statements on your account.
Interest calculated daily and paid monthly.
Monthly service fee is waived if minimum balance of $5,000 is maintained.
Access your funds with a Rural Bank Visa Debit card at shops and ATM's across Australia and overseas, as well as phone and online transactions.
Transact at Australia Post retail outlets displaying the Bank@Post™ symbol.
Interest rates
Tier | Rate |
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$5000 to $19,999 | 0.50% p.a. |
$20,000 to $49,999 | 0.50% p.a. |
$50,000 to $99,999 | 0.50% p.a. |
$100,000 to $249,999 | 0.50% p.a. |
$250,000 + | 0.50% p.a. |
Interest rates quoted on a per annum basis and subject to change without notice. Interest on Gold Cash Management Accounts is variable, calculated daily on a tiered basis and credited to the account on the first of the following month. Minimum opening deposit is $5,000.
All overdrawn balances |
---|
19.90% p.a. |
Applies to any unauthorised overdrawn balance on Everyday, Gold Cash Management, Money For Living, Interest Earning at Call, Seasonal (with no credit facility) and Seasonal Plus accounts. Quoted interest rate is on a per annum basis, variable and subject to change without notice. Interest is calculated daily on the closing balance and charged monthly.
Important information
Things you should know
Interest rates quoted are subject to change without notice. Information is subject to change. Terms, conditions, fees and charges apply and are available by phoning our Customer Service Team on 1300 660 115, or by contacting your local branch.