We know you’ll make the most of your retirement, so we designed our Everyday Retirement Account to make the most of your money.
Features of our Everyday Retirement Account
No monthly service fee.
Available to anyone aged 55 and over, or a Pensioner Concession Card holder.
Rural Bank Visa Debit Card to access your funds through ATMs, EFTPOS or online shopping.
Transact as Australia Post retail outlets displaying the Bank@Post™ symbol.
How do I apply or find out more?
Contact your local Relationship Manager
Call our customer service team
Visit your nearest branch
Interest rates
Everyday Retirement Account
| Tier | Rate |
|---|---|
| $0 to $1999 | 0.85% p.a. |
| $2000 to $46,599 | 1.70% p.a. |
| $46,600+ | 2.50% p.a. |
Interest rates quoted on a per annum basis and subject to change without notice. Interest on Everyday Retirement Accounts is variable, calculated daily on a stepped basis which means you will earn interest for the portion of your account balance that falls within each range, at the interest rate applicable to that range and credited on the first day of the following month. Minimum opening balance is $1.
Overdrawn interest rate
| All overdrawn balances |
|---|
| 19.90% p.a. |
Applies to any unauthorised overdrawn balance on Everyday, Gold Cash Management, Money For Living, Interest Earning at Call, Seasonal (with no credit facility) and Seasonal Plus accounts. Quoted interest rate is on a per annum basis, variable and subject to change without notice. Interest is calculated daily on the closing balance and charged monthly.
You may also be interested in
Everyday Account
Our Everyday Account is a simple bank account for anyone who wants flexible options for their personal banking.
Gold Cash Management Account
Offers the flexibility, easy access and benefits of a day-to-day personal or business transaction account.
Seasonal Account
Why be limited by your seasonal income cycle? Have easy access to finance all year round with a Seasonal account.
Important information
Things you should know
Interest rates quoted are subject to change without notice. Information is subject to change. Terms, conditions, fees and charges apply and are available by phoning our Customer Service Team on 1300 660 115, online, or by contacting your local branch.
