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Everyday Retirement Account

We know you’ll make the most of your retirement, so we designed our Everyday Retirement Account to make the most of your money. 

Features of our Everyday Retirement Account

No monthly service fee.

Available to anyone aged 55 and over, or a Pensioner Concession Card holder.

EFTPOS and access to Bendigo ATM networks.

Rural Bank Visa Debit Card to access your funds through ATMs, EFTPOS or online shopping.

Transact as Australia Post retail outlets displaying the Bank@Post™ symbol.

Optional personal chequebook.

How do I apply or find out more?

Call our customer service team
Request a call or email back
Visit your nearest branch

Interest rates

Tier Rate
$0 to $1999 0.00% p.a.
$2000 to $46,599 0.10% p.a.
$46,600+ 0.45% p.a.

Interest rates quoted on a per annum basis and subject to change without notice. Interest on Everyday Retirement Accounts is variable, calculated daily on a stepped basis which means you will earn interest for the portion of your account balance that falls within each range, at the interest rate applicable to that range and credited on the first day of the following month. Minimum opening balance is $1.

All overdrawn balances

19.90% p.a.

Applies to any unauthorised overdrawn balance on Everyday, Gold Cash Management, Money For Living, Interest Earning at Call, Seasonal (with no credit facility) and Seasonal Plus accounts. Quoted interest rate is on a per annum basis, variable and subject to change without notice. Interest is calculated daily on the closing balance and charged monthly.

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Interest rates quoted are subject to change without notice. Information is subject to change. Terms, conditions fees and charges apply and are available by phoning our Customer Service Team on 1300 660 116, online, or by contacting your local branch.

Rural Bank - A Division of Bendigo and Adelaide Bank Limited
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