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Seasonal account

Why be limited by your seasonal income cycle? With a Rural Bank Seasonal Account you can have easy access to finance all year round.


Features of our Seasonal Account

No minimum opening or ongoing balance requirement.

A Rural Bank Visa Debit card to give you convenient access to your account.

Access to Rural Bank's Internet and Phone Banking service 24 hours per day, 7 days a week.

How do I apply or find out more?

Call our customer service team
Request a call or email back
Visit your nearest branch

Interest rates

Tier Rate
$500 to $9,999 0.50% p.a.
$10,000 to $49,999 0.50% p.a.
$50,000 to $149,999 0.50% p.a.
$150,000 to $249,999 0.50% p.a.
$250,000 + 0.50% p.a.

Rates apply for Seasonal and Business Cheque Accounts with a credit (positive) balance. Interest rates quoted on a per annum basis and subject to change without notice. Interest rates on Seasonal and Business Cheque Accounts is variable, calculated daily on a tiered basis and credited to the account monthly.

All overdrawn balances
19.90% p.a.

Applies to any unauthorised overdrawn balance on Everyday, Gold Cash Management, Money For Living, Interest Earning at Call, Seasonal (with no credit facility) and Seasonal Plus accounts. Quoted interest rate is on a per annum basis, variable and subject to change without notice. Interest is calculated daily on the closing balance and charged monthly.

You may also be interested in

Seasonal Overdraft

For an all-in-one account that lets you do all your banking, plus gives you the option of a working capital facility consider a Seasonal Overdraft.

Things you should know

Interest rates quoted are subject to change without notice. Information is subject to change. All applications for loans or credit are subject to normal lending criteria. Terms, conditions, fees and charges apply and are available by phoning our Customer Service Team on 1300 660 115, online, or by contacting your local Rural Bank relationship manager.

Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

Rural Bank - A Division of Bendigo and Adelaide Bank Limited
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