Why be limited by your seasonal income cycle? With a Rural Bank Seasonal Account you can have easy access to finance all year round.
Features of our Seasonal Account
No minimum opening or ongoing balance requirement.
A Rural Bank Visa Debit card to give you convenient access to your account.
Access to Rural Bank's Internet and Phone Banking service 24 hours per day, 7 days a week.
Optional Seasonal Overdraft facility
How do I apply or find out more?
Contact your local Relationship Manager
Call our customer service team
Visit your nearest branch
Interest rates
Seasonal Account
| Tier | Rate |
|---|---|
| $500 to $9,999 | 0.50% p.a. |
| $10,000 to $49,999 | 0.50% p.a. |
| $50,000 to $149,999 | 0.50% p.a. |
| $150,000 to $249,999 | 0.50% p.a. |
| $250,000 + | 0.50% p.a. |
Rates apply for Seasonal and Business Cheque Accounts with a credit (positive) balance. Interest rates quoted on a per annum basis and subject to change without notice. Interest rates on Seasonal and Business Cheque Accounts is variable, calculated daily on a tiered basis and credited to the account monthly.
Overdrawn interest rate
| All overdrawn balances |
|---|
| 19.90% p.a. |
Applies to any unauthorised overdrawn balance on Everyday, Gold Cash Management, Money For Living, Interest Earning at Call, Seasonal (with no credit facility) and Seasonal Plus accounts. Quoted interest rate is on a per annum basis, variable and subject to change without notice. Interest is calculated daily on the closing balance and charged monthly.
You may also be interested in
Everyday Account
Our Everyday Account is a simple bank account for anyone who wants flexible options for their personal banking.
Everyday Retirement Account
Make the most of your retirement with a personal banking account for people aged 55 and over.
Gold Cash Management Account
Offers the flexibility, easy access and benefits of a day-to-day personal or business transaction account.
Seasonal Overdraft
For an all-in-one account that lets you do all your banking, plus gives you the option of a working capital facility consider a Seasonal Overdraft.
Important information
Things you should know
Interest rates quoted are subject to change without notice. Information is subject to change. All applications for loans or credit are subject to normal lending criteria. Terms, conditions, fees and charges apply and are available by phoning our Customer Service Team on 1300 660 115, online, or by contacting your local Rural Bank relationship manager.
