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Seasonal account

Why be limited by your seasonal income cycle? With a Rural Bank Seasonal Account you can have easy access to finance all year round.

 

Features of our Seasonal Account

No minimum opening or ongoing balance requirement.

A Rural Bank Visa Debit card to give you convenient access to your account.

Access to Rural Bank's Internet and Phone Banking service 24 hours per day, 7 days a week.

Competitive interest rate on credit balances.

Optional business chequebook.

How do I apply or find out more?

Call our customer service team
Request a call or email back
Visit your nearest branch

Seasonal Overdraft

For an all-in-one account that lets you do all your banking, plus gives you the option of a working capital facility consider a Seasonal Overdraft.

Interest rates

Tier

Rate

$500 to $4999 0.00% p.a.
$5,000 to $9,999 0.02% p.a.
$10,000 to $49,999 0.02% p.a.
$50,000 to $149,999 0.02% p.a.
$150,000 to $249,999 0.02% p.a.
$250,000 + 0.02% p.a.

Rates apply for Seasonal and Business Cheque Accounts with a credit (positive) balance. Interest rates quoted on a per annum basis and subject to change without notice. Interest rates on Seasonal and Business Cheque Accounts is variable, calculated daily on a tiered basis and credited to the account monthly.

All overdrawn balances

19.90% p.a.

Applies to any unauthorised overdrawn balance on Everyday, Gold Cash Management, Money For Living, Interest Earning at Call, Seasonal (with no credit facility) and Seasonal Plus accounts. Quoted interest rate is on a per annum basis, variable and subject to change without notice. Interest is calculated daily on the closing balance and charged monthly.

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Interest rates quoted are subject to change without notice. Information is subject to change. All applications for loans or credit are subject to normal lending criteria. Terms, conditions fees and charges apply and are available by phoning our Customer Service Team on 1300 660 116, online, or by contacting your local Rural Bank relationship manager.

Rural Bank - A Division of Bendigo and Adelaide Bank Limited
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