Rural Bank’s Everyday Community Account is designed to make your money work as hard as you do. It’s a low-cost account, with no monthly service fee.
Features of our Everyday Community Account
No monthly service fees.
Minimum opening and on-going balance of $1.
Interest calculated daily and paid monthly.
How do I apply or find out more?
Contact your local Relationship Manager
Call our customer service team
Visit your nearest branch
Interest rates
Everyday Community Account
| Tier | Rate |
|---|---|
| $500 to $4999 | 0.00% p.a. |
| $5,000 to $9,999 | 0.00% p.a. |
| $10,000 to $49,999 | 0.00% p.a. |
| $50,000 to $149,999 | 0.00% p.a. |
| $150,000 to $249,999 | 0.00% p.a. |
| $250,000 + | 0.00% p.a. |
Interest rates quoted on a per annum basis and subject to change without notice. Interest on Everyday Community Accounts is variable, calculated daily on a tiered basis and credited on the first day of the following month. Minimum opening balance is $1.
Overdrawn interest rate
| All overdrawn balances |
|---|
| 19.90% p.a. |
Applies to any unauthorised overdrawn balance on Everyday, Gold Cash Management, Money For Living, Interest Earning at Call, Seasonal (with no credit facility) and Seasonal Plus accounts. Quoted interest rate is on a per annum basis, variable and subject to change without notice. Interest is calculated daily on the closing balance and charged monthly.
You may also be interested in
Everyday Account
Our Everyday Account is a simple bank account for anyone who wants flexible options for their personal banking.
Everyday Retirement Account
Make the most of your retirement with a personal banking account for people aged 55 and over.
Gold Cash Management Account
Offers the flexibility, easy access and benefits of a day-to-day personal or business transaction account.
Seasonal Account
Why be limited by your seasonal income cycle? Have easy access to finance all year round with a Seasonal account.
Important information
Things you should know
Interest rates quoted are subject to change without notice. Information is subject to change. Terms, conditions, fees and charges apply and are available by phoning our Customer Service Team on 1300 660 115, online, or by contacting your local branch.
