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Everyday Community Account

Rural Bank’s Everyday Community Account is designed to make your money work as hard as you do. It’s a low-cost account, with no monthly service fee.

Features of our Everyday Community Account

No monthly service fees.

Minimum opening and on-going balance of $1.

Interest calculated daily and paid monthly.

How do I apply or find out more?

Contact your local Relationship Manager
Call our customer service team
Visit your nearest branch

Interest rates

Tier Rate
$500 to $4999 0.00% p.a.
$5,000 to $9,999 0.00% p.a.
$10,000 to $49,999 0.00% p.a.
$50,000 to $149,999 0.00% p.a.
$150,000 to $249,999 0.00% p.a.
$250,000 + 0.00% p.a.

Interest rates quoted on a per annum basis and subject to change without notice. Interest on Everyday Community Accounts is variable, calculated daily on a tiered basis and credited on the first day of the following month. Minimum opening balance is $1.

All overdrawn balances
19.90% p.a.

Applies to any unauthorised overdrawn balance on Everyday, Gold Cash Management, Money For Living, Interest Earning at Call, Seasonal (with no credit facility) and Seasonal Plus accounts. Quoted interest rate is on a per annum basis, variable and subject to change without notice. Interest is calculated daily on the closing balance and charged monthly.

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Things you should know

Interest rates quoted are subject to change without notice. Information is subject to change. Terms, conditions, fees and charges apply and are available by phoning our Customer Service Team on 1300 660 115, online, or by contacting your local branch.

Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

Rural Bank - A Division of Bendigo and Adelaide Bank Limited
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