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Changes to how you bank with us

From 8 November 2024, Rural Bank product(s) will be transitioned to equivalent Bendigo Bank products.

  • Manage your seasonal cash flow

    Grow your business and manage the unexpected with AgriManager®, the line of credit developed especially for farmers.

    Set income aside for later with our FMD

    Our Farm Management Deposits allows you to set aside pre-tax income from your profitable years, so you have it available when you need it most.

    Upgrade your equipment

    We offer three equipment finance options to help you buy, upgrade, or replace.


    Rural Bank has an ongoing focus on supporting youth in agriculture by providing financial support in the form of scholarships to first-time undergraduate students. 

    Graduate program

    If you are looking for a program where you can be yourself, be open to exciting and challenging experiences, this is the program for you.


    Joining Rural Bank means joining a dedicated team of professionals. We strive for excellence in supporting the Australian agribusiness sector.

    Finance solutions for you

    Farmer with Relationship Manger


    Rural Bank’s range of specialist lending products puts you in charge of your farm’s financial management, so you can stay on top of challenges and grab opportunities with confidence.


    Benefit from our good value, easy to use everyday banking. We have accounts for people at all stages of their lives, including those managing seasonal farm finance, those heading into retirement and an account especially for community groups.

    Mother and son

    Savings & investments

    Whether you’re investing for your business, building up a retirement nest egg, or saving up for something you want now, Rural Bank can help.

    Rural Bank Insights

    View our latest industry deep dives that provide research and analysis into commodities, farmland values, business performance and topical agricultural issues. Subscribers are notified by email when new information is available, keeping them ahead and well informed.

    Things you should know

    ^Subject to change. Terms, conditions, fees and charges apply.

    Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

    Rural Bank - A Division of Bendigo and Adelaide Bank Limited
    © Copyright 2024 Rural Bank | ABN 11 068 049 178 | AFSL/Australian Credit Licence 237879