Internet Banking

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Apply for savings and investment accounts online

If you are looking to manage your savings and investments online then wherever you are, you can easily invest in a range of deposit products through our Rural Bank ONE website.

  • High interest online savings accounts, Term Deposits and Farm Management Deposits
  • No account keeping fees
  • Easy online application process
  • Account opened within one business day (subject to satisfying identification requirements)

Rural Bank ONE Saver Account

Provides you with access to your funds via Internet Banking. Earn a high rate of return and make the most of your savings while enjoying the convenience and flexibility of having your funds available at call.

  • High variable rate of interest
  • No account keeping or transaction fees
  • Flexible online access to funds via BPAY® and PayAnyone**
  • Easy online application
  • Online account access
  • Available for Personal, Business and DIY Super applicants
  • Maximum balance of $2 million per customer*

Learn more / Apply

Rural Bank ONE Term Deposit

Our online Term Deposit offers the convenience of managing your fixed term investments online, providing you with more options to make your funds work harder for you.

  • Competitive online interest rates
  • Easy online application
  • 3, 6 or 12 month terms
  • Available for Personal, Business and DIY Super applicants
  • Maximum balance of $2 million per customer*

Learn more / Apply

Rural Bank ONE Farm Management Deposit

Provides an effective risk management tool that allows primary producers to set aside and earn interest on pre-tax income from profitable years and use it when needed most. This is especially important for rural producers with uneven income streams.

  • Competitive online interest rates
  • No account keeping or transaction fees
  • Flexible online access to funds via BPAY® and PayAnyone**
  • Easy online application
  • An FMD is a tax effective risk management tool for primary producers

Learn more / Apply



**Requires a Rural Bank security token.

*Combined value of Rural Bank ONE Saver and/or Rural Bank ONE Term Deposit accounts (whether individual or joint) can not exceed $2,000,000 unless agreed to by Rural Bank.

BPAY® registered to BPAY Pty Ltd ABN 69 079 137 518