Internet Banking

Disclosure documents

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Notice of Change

Terms and conditions

The purpose of Terms and Conditions is to ensure you are well informed about our accounts. Terms and Conditions aim to provide you with enough information to help you decide whether the account will meet your needs.

It also helps you to compare the account with others you may be considering. Before you access and read the Terms and Conditions, you should read the Financial Services Guide (FSG), which will provide you with information about Rural Bank Limited and the services we provide. The FSG is intended to help you decide if you want to deal with us.

Banking Accounts Terms and Conditions

Rural Bank ONE

Treasury Deposits

Facility Terms

Equipment Finance

Additional Terms and Conditions for accounts no longer for sale

Financial Services Guide

Forms and documents

Schedule of fees and charges


At Rural Bank we are committed to safeguarding your privacy by ensuring your personal information is protected in a way that observes our own corporate values, as well as being consistent with the requirements of the Australian Privacy Principles of the Privacy Act(1988) (Cth), as amended

Credit Reporting Policy

Website terms of use


Whilst all care has been taken in compiling information in the Rural Bank website and it is provided in good faith, it is not to be relied on as a substitute for professional advice. Rural Bank accepts no responsibility for the accuracy, completeness or timeliness of the information.