Our Everyday Account is a simple bank account for anyone who wants flexible options for their personal banking. Its banking made easy.
Important information
Rural Bank products will be transitioned to equivalent Bendigo Bank products on 14 March 2025. While many things are staying the same (e.g. account numbers), there will be some changes. A description of the changes is available in the product variation notices.
Please note: Rural Bank products are no longer available for sale ahead of the transition to Bendigo Bank products.
Features of our Everyday Account
Rural Bank Visa Debit Card to access your funds through ATMs, EFTPOS or online shopping.
Transact at Australia Post retail outlets displaying the Bank@Post™ symbol.
No monthly account fees when $2,000 minimum monthly balance is maintained or you are aged less than 18 or 60 plus.
Go green and set up e-statements on your account.
Interest rates
Everyday Account
| Tier | Rate |
|---|---|
| $500 to $4999 | 0.00% p.a. |
| $5,000 to $9,999 | 0.00% p.a. |
| $10,000 to $49,999 | 0.00% p.a. |
| $50,000 to $149,999 | 0.00% p.a. |
| $150,000 to $249,999 | 0.00% p.a. |
| $250,000 + | 0.00% p.a. |
Interest rates quoted on a per annum basis and subject to change without notice. Interest on Everyday Accounts is variable, calculated daily on a tiered basis and credited on the first day of the following month. Minimum opening balance is $1.
Overdrawn interest rate
| All overdrawn balances |
|---|
| 19.90% p.a. |
Applies to any unauthorised overdrawn balance on Everyday, Gold Cash Management, Money For Living, Interest Earning at Call, Seasonal (with no credit facility) and Seasonal Plus accounts. Quoted interest rate is on a per annum basis, variable and subject to change without notice. Interest is calculated daily on the closing balance and charged monthly.
Important information
Things you should know
Interest rates quoted are subject to change without notice. Information is subject to change. Terms, conditions, fees and charges apply and are available by phoning our Customer Service Team on 1300 660 115, or by contacting your local branch.
