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Joining Rural Bank means joining a dedicated team of professionals striving for excellence to support the Australian agribusiness sector.


Joining Rural Bank means joining a dedicated team of professionals striving for excellence to support the Australian agribusiness sector.

Would you like to join the Rural Bank team? Rural Bank and Rural Finance are proudly part of the Bendigo and Adelaide Bank group, offering a specialist value proposition to Australian Farmers. To view our current vacancies, you can find them on the Bendigo and Adelaide bank careers page here:

If you have any questions about the careers available at Rural Bank please email

Ag Achievers Graduate Program


Why choose Rural Bank for your graduate program experience?
We are committed to seeing our people thrive and development is in our DNA.  During the Graduate Program you will have opportunities to interact with our Executive team, industry partners and our customers. Each experience is designed to allow you to learn and develop to become the best version of you. 

We provide a personalised Graduate Program, tailored to suit you and your goals, whilst ensuring you enjoy a rounded experience across all areas of our bank. That means you could be working across areas such as Finance, Treasury, Marketing, People and Culture, Credit and Lending, Agribusiness Sales, Risk and more. In addition, there are opportunities to travel across Australia working with teams from the Atherton Tablelands in Far North Queensland to Esperance in Western Australia.

What does it take to be successful at Rural Bank?
You will be passionate about Australian agriculture. You will be committed to learning new things, asking questions and challenging the status quo. You will have loads of enthusiasm, be a self-starter and enjoy building relationships. You will also be prepared to challenge yourself through new experiences. We are an organisation that is dedicated to creating a diverse workforce, embracing the differences we all bring to our communities.

What’s in it for you? What development and career opportunities are available?
If you are looking for a program where you can be yourself and be exposed to exciting and challenging experiences, then this is the program for you. Your skills will be developed and refined through both on the job coaching and mentoring as well as in class room style learning environments. The sky’s the limit: we will actively help you reach your potential through career pathways, skill development and providing you with unique project opportunities. You will form part of an established and constantly evolving program with a supportive graduate community.

Applications for the 2020 program are now open and will close at 5 pm on Friday 26 April 2019. 

For more information please email

Rural Bank Leadership Team

Alexandra Gartmann | Executive - Rural Bank, Partnerships, Marketing and Corporate Affairs

Alexandra joined Bendigo and Adelaide Bank in October 2015 as Managing Director and Chief Executive Officer for Rural Bank, having been a member of the Board since November 2014. From July 2019 Alexandra is also responsible for the Group’s Partner Engagement, Marketing, Corporate Affairs and Climate Risk.

Before joining the Bank, Alexandra was CEO of the Foundation for Rural and Regional Renewal (FRRR), a charitable foundation based on a partnership between philanthropy, community, government and business supporting the economic prosperity of rural, regional and remote communities across Australia. Prior to this, Ms Gartmann held the position of CEO of the Birchip Cropping Group for 10 years — a not-for-profit agricultural research organisation based in the Mallee Wimmera region.

In addition to her role at the Bank, Alexandra is a member of the Prime Minister’s Community Business Partnership, a Trustee of the Helen Macpherson Smith Trust and Director of the Australian Farm Institute.

Previously, she was a member of the Board of the Rural Finance Corporation of Victoria and was Chair of the CSIRO Agriculture and Food Advisory Council. She has also been a member of the National Rural Advisory Council (which reviewed arrangements for the Rural Financial Counsellors, Farm Management Deposits, Multi-peril insurance and workforce capabilities), Victorian Agricultural Advisory Committee, LaTrobe Uni Regional Advisory Board, RIRDC National Rural Issues Consultative Group and the Regional Telecommunications Independent Review Committee.

Will Rayner | Chief Operating Officer, Divisional Chief Financial Officer

Will joined Rural Bank in September 2013, and has dual responsibilities as both Chief Financial Officer and Chief Operating Officer. He grew up on his family’s wheat and sheep farm in the mid-north of South Australia. Will was a 2017 Churchill Fellow, investigating alternative finance structures for Australian family farmers. He is a non-executive director of Australian Crop Forecasters, ProFarmer Australia, and is Chairman of the SA Dairy Industry Fund. Will is also a Director of the South Australian Cricket Association (SACA). He is a graduate of the Australian Institute of Company Directors, and holds an MBA from the University of Adelaide.

Malcolm Renney | General Manager Credit Risk

Malcolm joined Rural Bank in February 2015 as General Manager Credit and Lending bringing financial services experience spanning more than 26 years. Malcolm began his career at NAB, holding roles in relationship management and business development before joining Bendigo and Adelaide Bank in 2005. Since joining the Bank, Malcolm has held senior roles within Portfolio Funding and Credit and Asset Management. As Head of Commercial Credit Risk at Bendigo and Adelaide Bank, Malcolm led a large team of geographically dispersed Credit Managers, successfully implemented many significant improvements to the policy framework and chaired a number of other committees and forums focused on loan portfolio due diligence and improvements to credit practice.

Simon Dundon | General Manager Sales, Partnerships and Marketing

Simon has been part of the Rural Bank team since the bank’s inception. He grew up on a farm in the western districts of Victoria and his career in the agri-sector commenced in 1980 with Elders where he worked in various roles covering livestock, rural property and branch management. Simon’s expertise across these areas provided him with a solid foundation for his lengthy career in agribusiness banking and financial services. As General Manager Sales, Partnerships and Marketing, Simon provides strategic leadership for the bank’s marketing and partnerships functions, as well as the organisation’s regionally-based sales team.

Hayley O’Callaghan | Senior People and Culture Consultant

Hayley O’Callaghan joined Bendigo and Adelaide Bank in October 2013 as Human Resources Manager and relocated to Bendigo to work on the Rural Finance merger. She has since held various generalist and specialist People and Culture positions working across the bank.

Before joining the Bank, Hayley was Human Resources Leader at General Electric where she worked closely with the CFO and Executives on the Finance Council to lead key HR agenda items for the finance function and managed the growth of GE’s Global Leadership Development Programs in Australia and New Zealand. Prior to this, Hayley held the position of HR consultant at Pitcher Partners and while there was awarded AAGE Winner ‘Best Company Representative’.

Hayley has completed post graduate business studies, majoring in Human Resource Management. Hayley is a former Australian 21/U netball player, Melbourne Phoenix, AIS and VIS scholarship holder.


  • Graduate blogs

    Graduate blogs

    Meet our current graduates and read about their experiences.