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Our team

Joining Rural Bank means joining a dedicated team of professionals striving for excellence to support the Australian agribusiness sector.

Careers

Joining Rural Bank means joining a dedicated team of professionals striving for excellence to support the Australian agribusiness sector.

Would you like to join the Rural Bank team? We welcome you to submit your resume to employment@ruralbank.com.au and we will contact you should your skills and abilities match a current business need.

Executive Management

Alexandra Gartmann | Chief Executive Officer & Managing Director

Alexandra joined Rural Bank as Chief Executive Officer in October 2015, having been a member of the Board since November 2014. Before joining Rural Bank, Alexandra was CEO of the Foundation for Rural and Regional Renewal (FRRR), a charitable foundation based on a partnership between philanthropy, community, government and business supporting the economic prosperity of rural, regional and remote communities across Australia. Prior to this, Ms Gartmann held the position of CEO of the Birchip Cropping Group for 10 years — a not-for-profit agricultural research organisation based in the Mallee Wimmera region. Alexandra was previously a member of the Board of the Rural Finance Corporation of Victoria. She is Chair of the CSIRO Agriculture Advisory Council, a member of the Prime Minister’s Community Business Partnership and a member of the Victorian Agriculture Advisory Council. She has been a member of the Crawford Fund, National Rural Advisory Council and RIRDC National Rural Issues Consultative Group.

Will Rayner | Chief Financial Officer

Will joined Rural Bank in September 2013, and was appointed Chief Financial Officer in October 2015. He has held executive responsibility for sales, marketing and agribusiness functions at Rural Bank, and prior to 2013 led the capital management, finance business partner, investor relations and corporate affairs teams for Rural Bank’s parent, Bendigo and Adelaide Bank. He grew up on his family’s wheat and sheep farm in the mid-north of South Australia. Will is a non-executive director of Community Insurance Solutions Pty Ltd, and non-executive director of the SA Dairy Industry Fund. He is a graduate of the Australian Institute of Company Directors, and holds an MBA from the University of Adelaide.

Veronica Duncan | General Manager Operations

Veronica Duncan joined Rural Bank in February 2013 as General Manager Risk, and was subsequently appointed General Manager Operations in April 2016. Prior to joining Rural Bank, she lead Bendigo and Adelaide Bank’s commercial credit policy function and was a member of the Risk Department’s senior leadership team and the Bank’s Management Credit Committee. With a background in law, Veronica has held a range of legal, customer-facing and management roles since joining the Group in 2004. Her various roles in Portfolio Funding, Group Legal and Asset Management have seen her originate, document, manage and work out a range of complex credits and gain a thorough understanding of the life-cycle of a banking customer. Before joining the Group, Veronica’s banking and finance career spanned in-house legal and commercial roles with Tower Trust Ltd, National Australia Trustees Ltd and BT Financial Group.

Malcolm Renney | General Manager Credit and Lending

Malcolm joined Rural Bank in February 2015 as General Manager Credit and Lending bringing financial services experience spanning more than 26 years. Malcolm began his career at NAB, holding roles in relationship management and business development before joining Bendigo and Adelaide Bank in 2005. Since joining the Bank, Malcolm has held senior roles within Portfolio Funding and Credit and Asset Management. As Head of Commercial Credit Risk at Bendigo and Adelaide Bank, Malcolm led a large team of geographically dispersed Credit Managers, successfully implemented many significant improvements to the policy framework and chaired a number of other committees and forums focused on loan portfolio due diligence and improvements to credit practice.

Andrew Smith | General Manager Agribusiness

Andrew Smith joined the Rural Bank Executive team in July 2014 following the acquisition by Bendigo and Adelaide Bank Limited of the business and assets of Rural Finance Corporation of Victoria. Andrew has more than 25 years of experience in agribusiness finance. He started with Rural Finance in 1988 as a Cadet Valuer before working in the Gippsland region as an Agribusiness Relationship Manager and Regional Manager. Andrew spent 12 years with Westpac in a range of agribusiness banking and leadership roles in Victoria, New South Wales and Queensland. He subsequently re-joined Rural Finance as General Manager Agribusiness in 2010. Andrew has tertiary qualifications in Agricultural Science and Business and is a registered property valuer. Andrew is also a Graduate of the Australian Rural Leadership Program and the Australian Institute of Company Directors.

Amanda Ewbank | Head of People and Culture

Amanda joined the Rural Bank Executive team in the role of Head of People and Culture in August 2015. Focusing on building the people capability for the business and provision of strategic advice, Amanda brings a wealth of experience from her role as Senior Manager Change Strategy and Communication for the Bendigo and Adelaide Bank Group. In this role, Amanda facilitated a large transformational change program. Previously she worked in varied roles within the Bendigo and Adelaide Bank Group, including Head of Information Delivery (Finance and Treasury/Change), and Senior Manager, Finance and Treasury Transformation.

Stephen Brown | General Manager Risk

Stephen joined Rural Bank in July 2016 as General Manager Risk. Leading up to this appointment, Stephen had a 15-year history with Rural Finance and Bendigo and Adelaide Bank, including the roles of General Manager Finance and IT with Rural Finance, and Head of Group Assurance within Bendigo and Adelaide Bank. He has a background in accountancy and audit, and has worked for ANZ and KPMG, including roles in Singapore and Europe. Stephen is a registered Company Auditor, a Fellow of the Institute of Chartered Accountants and a Graduate of the Australian Institute of Company Directors. Stephen is a non-executive director of North East Water. Growing up on a family farm, he is passionate about agriculture. He has a strong connection to the farming sector and is committed to his local community through active involvement in a number of sporting clubs and community groups.