At call deposit account interest rate change 28 October 2020
- Gold Cash Management Account
- Everyday Retirement Account
- Member Advantage
- Variable Rate Farm Management Deposit
- Rural Bank ONE Saver (Personal, Business and DIY Super)
- Rural Bank ONE Variable Rate FMD
- RBonline Savings Account*
- Staff Advantage*
*Please note RBonline savings account and Staff Advantage are not available to new customers and this change applies to existing RBonline savings and Staff Advantage deposit accounts only.
Gold Cash Management Account
| Tier | Rate |
| $0 to $4,999.99 | 0.00% p.a. |
| $5000 to $19,999.99 | 0.00% p.a. |
| $20,000 to $49,999.99 | 0.00% p.a. |
| $50,000 to $99,999.99 | 0.10% p.a. |
| $100,000 to $249,999.99 | 0.10% p.a. |
| $250,000 and above | 0.15% p.a. |
Everyday Retirement Account1
| Tier | Rate |
| $500 - $1,999.99 | 0.00% p.a. |
| $2,000 - $46,599.99 | 0.10% p.a. |
| $46,600 and above | 0.30% p.a. |
Member Advantage
| Tier | Rate |
| $0 and above | 0.00% p.a. |
Variable Rate Farm Management Deposit
| Tier | Rate |
| $0 to $999.99 | 0.00% p.a. |
| $1000 to $49,999.99 | 0.00% p.a. |
| $50,000 to $399,999.99 | 0.10% p.a. |
| $400,000 to $800,000 | 0.10% p.a. |
Rural Bank ONE Personal Saver Account
| Tier | Rate |
| $0 - $2,000,000 | 0.15% p.a. |
Rural Bank ONE Business Saver Account (including DIY Super)
| Tier | Rate |
| $0 - $4,999.99 | 0.00% p.a. |
| $5,000 - $2,000,000 | 0.15% p.a. |
Rural Bank ONE Variable Rate FMD
| Tier | Rate |
| $0 to $999.99 | 0.00% p.a. |
| $1000 to $49,999.99 | 0.00% p.a. |
| $50,000 to $399,999.99 | 0.10% p.a. |
| $400,000 to $800,000 | 0.10% p.a. |
Products no longer available for new business
RBonline Savings Account
| Tier | Rate |
| $0 and above | 0.15% p.a. |
Staff Advantage
| Tier | Rate |
| $0 - $4,999.99 | 0.00% p.a. |
| $5,000 and above | 0.00% p.a. |
1 Interest is calculated on a stepped basis which means interest is earned on the portion of the account balance that falls within each range, at the interest rate applicable to that range. Rates effective 28 October 2020. The above rates are subject to change. Subject to Terms and Conditions, Fees and Charges apply. Rural Bank – A Division of Bendigo and Adelaide Bank Limited ABN 11 068 049 178. AFSL 237879. (1530956-1530953) (10/20)
For further information, please contact our Customer Service Centre on 1300 660 115 or visit your nearest branch. To view Rural Bank’s current interest rates, visit our rates page.
