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Rural Bank ONE Online Term Deposit

See your money grow with a 4.80% p.a. fixed rate Rural Bank ONE Term Deposit.

Online Term Deposit

The Rural Bank One Online Term Deposit account suits personal and business customers. It's as simple as choosing your term and applying online.  

Features

Interest and fees
  • Competitive rate of interest
  • Interest calculated daily, paid at maturity
  • Terms fixed for 3, 6, or 12 months
  • No monthly account keeping fees
  • Early withdrawal may incur interest adjustment
Access
  • Requires internet banking
  • Six monthly statements
Opening account
  • Apply online only
  • For personal and business applicants
  • Transfer funds to open, minimum balance $500
  • Maximum balance $2 million per customer^

Apply online

Rural Bank ONE Personal Term Deposit
Rural Bank ONE Business Term Deposit

Interest rates (Online with Rural Bank ONE)

 

  Rate
3 month 3.55% p.a.
6 month  4.05% p.a.
12 month 4.80% p.a.

Interest rates quoted on a per annum basis. Interest rates are subject to change without notice. Interest on Rural Bank ONE Term Deposits is calculated daily and paid at maturity. Minimum deposit $500, for interest rates on deposits over $1 million please call us on 1300 660 115 or email us.

  Rate
3 month 3.55% p.a.
6 month  4.05% p.a.
12 month 4.80% p.a.

Interest rates quoted on a per annum basis. Interest rates are subject to change without notice. Interest on Rural Bank ONE Term Deposits is calculated daily and paid at maturity. Minimum deposit $500, for interest rates on deposits over $1 million please call us on 1300 660 115 or email us.

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Things you should know

*Requires a Rural Bank security token and term and conditions apply.

^Combined value of Rural Bank ONE Saver and/or Rural Bank ONE Term Deposit accounts (whether individual or joint) can not exceed $2,000,000 unless agreed to by Rural Bank.

We have not considered your circumstances. Consider whether the product is appropriate for you having regard to your objectives, financial situation and needs before making an investment decision.

Interest rates quoted are subject to change without notice. Information is subject to change. Terms, conditions, fees and charges apply and are available by phoning our Customer Service Team on 1300 660 115, online, or by contacting your local branch.

Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

Rural Bank - A Division of Bendigo and Adelaide Bank Limited
© Copyright 2024 Rural Bank | ABN 11 068 049 178 | AFSL/Australian Credit Licence 237879