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Lending

Rural Bank offers lending products specifically designed to help primary producers manage the challenges of uneven income and expenditure, and grow their farm businesses.

Grow your farm business

Rural Bank’s range of specialist lending products puts you in charge of your farm’s financial management, so you can stay on top of challenges and grab opportunities with confidence.
Farm Term Loan

Ideal for property purchases, capital improvements or restructure/refinance.

Hand holding a green ear of wheat.
Short-term finance

A Seasonal Overdraft gives you access to daily working capital to cover cash flow shortfalls or to finance short-term production costs.

Tractor driving between fruit trees.
Farm line of credit

Grow your business and manage the unexpected with AgriManager®, the line of credit developed especially for farmers.

Equipment Finance

Options to purchase, upgrade or replace your farm or business equipment.

Hear from one of our customers

Tom Ashby of North Ashrose Merino Stud, South Australia, is developing new technology to improve efficiency in sheep yards. We understand the value this will bring to the industry and are there to support him.

 

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North Ashrose Merino Stud
North Ashrose Merino Stud

So, we’ve been breeding sheep for about 120 years.

My great grandfather started the stud.

In any family farming business, the bank is so important.

Angus is now fifth generation, he is very dedicated towards keeping the property going and you know the future is there for him.

This generation is really lucky because technology has come onto farms now.

I grew up getting the clip board and the piece of paper in the sheep yards and physically reading the ear tag and then actually trying to find that number and flicking over heaps of pages.

Now it’s just a scan with a wand and all the information is there for you.

We’re really lucky that the bank is so supportive of any technology in the future.

We’ve come up with a prototype, hand-held instant micron machine.

It’s in its early stages, but we believe that it’s going to be more efficient on farm to make genetic evaluation on a live animal.

You’re always trying to grow your business and if you’ve got the support of the bank, you can do that.

Get in touch

Contact your local Relationship Manager
Contact our customer service team
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Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

Rural Bank - A Division of Bendigo and Adelaide Bank Limited
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