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Equipment Finance

Finance that can make a difference to your farm profitability. Available on a wide range of assets, including energy efficient assets such as electric farming machinery, solar and batteries.

Features of our Equipment Finance facilities

Preserve working capital by giving you access to the assets your business needs without the capital outlay required to pay for them upfront.

Manage your cash flows with fixed rental/instalment payments.

Provide possible tax benefits where the equipment being financed is used to generate income.

Have the option of starting a new contract with the latest equipment when your current contract ends.

Master Asset Finance Agreements available for existing customers.

Fixed interest rates for the term.

Equipment Finance options

How do I apply or find out more?

Contact your local Relationship Manager
Contact our customer service team
Visit your nearest branch

Hear from one of our customers

Ever heard of a jujube? We have, and soon you will too. Rural Bank helped Bernard McCarthy, Jujube Australia, with finance for a grading machine and cool room facilities, allowing the business to scale up. Getting the fruit to Aussie's in the best possible condition.

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Jujube Australia
Jujube Australia

Not many people know what a Jujube is when you first tell them that you’re a jujube farmer.

The jujube’s a small fruit it’s crunchy like an apple but it's around the size of a plum.

In the past has been a lot of relying on hand sorting, hand grading, now we're trying to find more efficient ways to be able to get the fruit out the door to the customer in the best possible condition.

We've invested in new technology, new machinery, to help us become more efficient.

That's critical for us to scale up to be able to meet the higher production that we're now generating.

Rural Bank was refreshing in that they understood the crop we were growing, they did some figures, they crunched the numbers, they looked at what we’d been doing and came up with an idea of what this crop was worth, not just the value of the land.

We knew at some point as we were increasing our scale we would need to move with technology to help us achieve that, and investing in this grading machine, new cool room facilities has been important to realise that.

Every year we expand, and Rural Bank’s there with us all the way.

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Things you should know

Information is subject to change. All applications for loans or credit are subject to normal lending criteria. Terms, conditions fees and charges apply and are available by phoning our Customer Service Team on 1300 660 115, online, or by contacting your local Rural Bank relationship manager.

Cheque facility is only available on accounts opened prior to 1 August 2023.

*Speak to your taxation advisor for further information about potential tax benefits and selecting the right equipment finance option.

Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

Rural Bank - A Division of Bendigo and Adelaide Bank Limited
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