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Locate us 1300 660 115
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Equipment Finance

Compare our Equipment Finance options

Equipment Loan
Overview
You own the equipment and Rural Bank provides a loan secured against the equipment.
You own the equipment from the start
Yes
You own from the equipment from the end
Yes
Deposit allowed
Yes
Minimum amount
$20,000
Term
2 to 5 years
Fixed rentals/repayments
Yes
Residual/balloon payment
Balloon payment optional
Repayment frequency
Can be tailored to suit your cash flow (monthly, quarterly, half yearly, seasonally or annually)
Tax deductibiliy
Depreciation on equipment, interest payable and rental payments may be tax deductible.*
Asset Purchase
Overview
Rural Bank purchases the equipment and you buy it from us in instalments.
You own the equipment from the start
No
You own from the equipment from the end
Yes
Deposit allowed
Yes
Minimum amount
$20,000
Term
2 to 5 years
Fixed rentals/repayments
Yes
Residual/balloon payment
Balloon payment optional
Repayment frequency
Can be tailored to suit your cash flow (monthly, quarterly, half yearly, seasonally or annually)
Tax deductibiliy
Depreciation on equipment, interest payable and rental payments may be tax deductible.*
Finance Lease
Overview
Rural Bank purchases the equipment and then leases it to you for an agreed period.
You own the equipment from the start
No
You own from the equipment from the end
No
Deposit allowed
No
Minimum amount
$20,000
Term
2 to 5 years
Fixed rentals/repayments
Yes
Residual/balloon payment
No
Repayment frequency
Can be tailored to suit your cash flow (monthly, quarterly, half yearly, seasonally or annually)
Tax deductibiliy
Depreciation on equipment, interest payable and rental payments may be tax deductible.*

*Speak to your taxation advisor for further information about potential tax benefits and selecting the right equipment finance option.

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