Seasonal Account Deposit Interest Rates
 
$500 to $4,999 $5,000 to $9,999 $10,000 to $49,999 $50,000 to $149,999 $150,000 to $249,999 $250,000+
 
0.05% 0.05% 0.05% 0.05% 0.05% 0.05%

Applies when the Seasonal Account has a credit (positive) balance. Interest rates are quoted on a per annum basis. Interest rates are variable and subject to change. Interest is calculated daily on a tiered basis and credited to the account at the same frequency as debit interest (either monthly, quarterly or six-monthly).

 
AgriManager Account Deposit Interest Rates
 
$500 to $4,999 $5,000 to $9,999 $10,000 to $49,999 $50,000 to $149,999 $150,000 to $249,999 $250,000+
 
0.00% 0.05% 0.05% 0.05% 0.05% 0.05%

Applies when the AgriManager account has a credit (positive) balance. Interest rates are quoted on a per annum basis. Interest rates are variable and subject to change. Interest is calculated daily on a tiered basis. Interest is credited to the account at the same frequency as debit interest (either monthly, quarterly or six-monthly).

 
Debit Interest Rate
 
All balances
 
19.90%

The debit balance interest rate applies to any unauthorised overdrawn balance on Money For Living accounts. The interest rate is variable and quoted on a per annum basis. Interest rates are subject to change. Interest is calculated daily on the closing balance and charged at the same frequency as credit interest.

 
Short Term Fixed Rate Farm Management Deposit Interest Rates
 
3 month $5,000 - $49,999 6 month $5,000 - $49,999 3 month $50,000 - $399,999 6 month $50,000 - $399,999 3 month $400,000 - $800,000 6 month $400,000 - $800,000
Interest at maturity 2.20% 2.35% 2.20% 2.35% 2.20% 2.35%

Interest rates quoted on a per annum basis. Interest is calculated daily. Minimum deposit $5,000. Maximum aggregate balance $800,000 for both fixed and floating across all FMDs. No additional deposits will be accepted on the fixed FMD rate product. Other eligibility criteria applies.

 
Fixed Rate Farm Management Deposit Interest Rates
 
12 month $5,000 - $49,999 24 month $5,000 - $49,999 12 month $50,000 - $399,999 24 month $50,000 - $399,999 12 month $400,000 - $800,000 24 month $400,000 - $800,000
Interest paid annually 2.65% 2.65% 2.65% 2.65% 2.65% 2.65%
Interest paid quarterly 2.50% 2.50% 2.50% 2.50% 2.50% 2.50%
Interest paid monthly 2.45% 2.45% 2.45% 2.45% 2.45% 2.45%

Interest rates quoted on a per annum basis. Interest is calculated daily. Minimum deposit $5,000. Maximum aggregate balance $800,000 for both fixed and floating across all FMDs. No additional deposits will be accepted on the fixed FMD rate product. Other eligibility criteria applies.

 
Variable Rate Farm Management Deposit Interest Rates
 
$1,000 - $49,999 $50,000 - $399,999 $400,000 - $800,000
Interest paid annually 0.50% 1.00% 1.00%

Interest rates quoted on a per annum basis.  Interest calculated daily. Minimum deposit for variable is $1,000. Maximum aggregate balance is $800,000 for all FMDs. Other eligibility criteria apply.

 
Floating Rate Farm Management Deposit Interest Rates
  Interest paid yearly Interest paid quarterly Interest paid monthly
  1.75% 1.65% 1.60%

Product no longer offered, applicable to existing accounts only. Interest rates quoted on a per annum basis and subject to change without notice. Interest is calculated daily. Rate reviewed every 3 months (February, May, August and November). Interest rates are current as of 1 May 2017. Minimum balance $1,000. Maximum aggregate balance is $800,000 for all FMDs. Other eligibility criteria apply.

 
Money For Living Interest Rates
  $5,000 to $9,999 $10,000 to $19,999 $20,000 to $49,999 $50,000 to $249,999 $250,000+
  0.05% 0.05% 0.05% 0.10% 0.25%

Product no longer offered. Applicable to existing accounts only. Interest rates quoted on a per annum basis and subject to change without notice. Interest on Money For Living accounts is variable, calculated daily on a tiered basis and credited on the first day of the following month.

 

Rates effective from 19 June 2017

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