Money deposited with us is reinvested into Australia in the form of loans to Australian primary producers.
Rural Bank is an Australian owned and operated bank that was founded with the specific purpose of providing banking services to rural and regional Australia at a time when these services were being withdrawn by major banks.
Our business model has not changed since our inception and we are proud of the fact that money deposited with us is reinvested into Australia in the form of loans to Australian primary producers.
Rural Bank is predominantly funded by retail deposits, maintains a strong asset base, and continues to adopt strict investment guidelines for its liquid investments. As a result, Rural Bank’s balance sheet has proven resilient during times of drought and economic volatility.
Rural Bank is not just for primary producers. We have a range of personal and general business transaction, savings and investment accounts to suit people in regional or country areas as well as in metropolitan centres.
When you deposit your money with Rural Bank, you can be confident that you are supporting rural Australia while being backed by the security of a successful, well-managed financial institution.