Rural Bank also offers different interest rates for Rural Bank ONE term deposits.
Interest Rates
Effective 19 January 2012 - Interest rates are subject to change without notice.
| Blackboard Special Term Deposit Interest Rates | |||||||
| $500 to $4,999 | $5,000 to $24,999 | $25,000 to $49,999 | $50,000 to $149,999 | $150,000 to $500,000 | $500,000 + | ||
| 3 month* | 0.75% | 5.60% | 5.60% | 5.60% | 5.60% | See money market | |
| 6 month* | 1.25% | 5.55% | 5.55% | 5.55% | 5.55% | ||
| 12 month* | 2.00% | 5.25% | 5.25% | 5.25% | 5.25% | ||
* Blackboard Special Offer. Interest rates quoted on a per annum basis and subject to change without notice. Interest calculated daily and paid or credited at maturity.
| Short Term Deposit Interest Rates | |||||||
| $500 to $4,999 | $5,000 to $24,999 | $25,000 to $49,999 | $50,000 to $149,999 | $150,000 to $500,000 | $500,000 + | ||
| 1 month | 0.75% | 2.25% | 2.50% | 2.75% | 3.00% | See money market | |
| 2 months | 0.75% | 2.25% | 2.50% | 2.75% | 3.00% | ||
| 3 months | 0.75% |
5.60%
|
5.60%
|
5.60%
|
5.60%
|
||
| 4 months | 0.75% | 2.25% |
2.50%
|
2.75%
|
3.00%
|
||
| 5 months | 0.75% | 2.25% | 2.50% | 2.75% | 3.00% | ||
| 6 months | 1.25% | 5.55% |
5.55%
|
5.55%
|
5.55%
|
||
| 9 months | 1.25% | 2.80% | 3.05% | 3.40% | 3.50% | ||
Interest rates quoted on a per annum basis and subject to change without notice. Interest on Term Deposits is calculated daily and paid or credited at maturity unless specified otherwise. Exact term in months or maturity date must be specified when applying for Term Deposits.
| 12 Month Term Deposit | |||||||
| $500 to $4,999 | $5,000 to $24,999 | $25,000 to $49,999 | $50,000 to $149,000 | $150,000 to $500,000 | $500,000 + | ||
| Interest paid annually | 2.00% | 5.25% |
5.25%
|
5.25%
|
5.25%
|
See money market | |
| Interest paid quarterly | 1.90% | 5.15% |
5.15%
|
5.15%
|
5.15%
|
||
| Interest paid monthly | 1.85% | 5.10% |
5.10%
|
5.10%
|
5.10%
|
||
| 24 Month Term Deposit | |||||||
| $500 to $4,999 | $5,000 to $24,999 | $25,000 to $49,999 | $50,000 to $149,999 | $150,000 to $500,000 | $500,000 + | ||
| Interest paid annually | 2.00% | 4.55% |
4.80%
|
5.10%
|
5.30%
|
See money market | |
| Interest paid quarterly | 1.90% | 4.45% |
4.70%
|
5.00%
|
5.20%
|
||
| Interest paid monthly | 1.85% | 4.40% |
4.65%
|
4.95%
|
5.15%
|
||
| 36 Month Term Deposit | |||||||
| $500 to $4,999 | $5,000 to $24,999 | $25,000 to $49,999 | $50,000 to $149,999 | $150,000 to $500,000 | $500,000 + | ||
| Interest paid annually | 2.00% |
4.75%
|
5.00%
|
5.30%
|
5.50%
|
See money market | |
| Interest paid quarterly | 1.90% |
4.65%
|
4.90%
|
5.20%
|
5.40%
|
||
| Interest paid monthly | 1.85% |
4.60%
|
4.85%
|
5.15%
|
5.35%
|
||
| 48 Month Term Deposit | |||||||
| $500 to $4,999 | $5,000 to $24,999 | $25,000 to $49,999 | $50,000 to $149,999 | $150,000 to $500,000 | $500,000 + | ||
| Interest paid annually | 2.00% |
4.85%
|
5.10%
|
5.40%
|
5.60%
|
See money market | |
| Interest paid quarterly | 1.90% |
4.75%
|
5.00%
|
5.30%
|
5.50%
|
||
| Interest paid monthly | 1.85% |
4.70%
|
4.95%
|
5.25%
|
5.45%
|
||
| 60 Month Term Deposit | |||||||
| $500 to $4,999 | $5,000 to $24,999 | $25,000 to $49,999 | $50,000 to $149,999 | $150,000 to $500,000 | $500,000 + | ||
| Interest paid annually | 2.00% |
5.10%
|
5.35%
|
5.65%
|
5.85%
|
See money market | |
| Interest paid quarterly | 1.90% |
5.00%
|
5.25%
|
5.55%
|
5.75%
|
||
| Interest paid monthly | 1.85% |
4.95%
|
5.20%
|
5.50%
|
5.70%
|
||
Interest rates quoted on a per annum basis and subject to change without notice. Interest is calculated daily and paid or credited as specified. Exact term in months or maturity date must be specified when applying for Term Deposits.
To view interest rates for all our deposit products, visit our interest rates page.
Fees and Charges
For all Rural Bank fees and charges, download the Schedule of fees and charges document.
