Grow your excess cash flow with a Rural Bank Term Deposit Account. Our Term Deposits give you peace of mind with the security of a high fixed interest rate and the flexibility to choose from a range of terms.
Rural Bank also offers different interest rates for our RBonline term deposits.
- Interest is fixed at highly attractive interest rates
- Terms from 1 month to 5 years
- A minimum deposit of just $500
- No monthly account keeping fees
- Monthly, quarterly, annually or at maturity interest payment options depending on the term selected
- Access to Rural Bank's Internet and Phone Banking services 24 hours a day, 7 days a week
Our Term Deposits give you peace of mind with the security of a high fixed interest rate and the flexibility to choose from a range of terms.
Rural Bank Term Deposits are available to anyone who wants access to competitive interest rates. Total combined deposits with Rural Bank of up to $1,000,000 are covered by the Australian Government guarantee.
Start right now with a small minimum investment of $500 and get your money working for you right away. Opening deposits can be made by direct debit, transferring funds electronically to your new account once established (we will email you your account details) or by posting a cheque.
Find out more: Rates and fees | How to apply.
Interest rates quoted are subject to change without notice. This information has been prepared without taking into account your personal circumstances, objectives, financial situation or needs. Terms, conditions, fees and charges may apply. Full details are available on application, by phoning our Customer Service Centre on 1300 660 115, online or by visiting your local branch. All information is subject to change. Products are issued by Rural Bank Limited.



