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A Farm Management Deposit (FMD) allows rural producers to save pre-tax income from a profitable year and use it in years when needed most. This is an important risk management tool for primary producers dealing with uneven income streams.

Farm Management Deposit Transfer Form (File size: 409 KB)

Interest rates quoted are subject to change without notice.

This information has been prepared without taking into account your personal circumstances, objectives, financial situation or needs. Terms, conditions, fees and charges may apply.  Full details are available on application, by phoning our Customer Service Centre on 1300 660 115, online at www.ruralbank.com.au or by visiting your local branch. All information is subject to change. Products are issued by Rural Bank Limited and distributed by Elders Rural Services Australia Limited. 

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