Internet Banking

rates & fees

Term deposit rates and fees

Term Deposit interest rates (in branch/phone)

Short Term Deposit (1 to 9 months)

 

1 month
2 months
3 months
4 months
5 months
6 months
9 months

$500 to
$4,999

1 month - 0.50%
2 months - 0.50%
3 months - 0.50%
4 months - 0.50%
5 months - 0.50%
6 months - 1.00%
9 months - 1.00%

$5,000 to $24,999

1 month - 1.25%
2 months - 1.25%
3 months - 3.15%
4 months - 1.25%
5 months - 1.25%
6 months - 3.25%
9 months - 1.50%

$25,000 to $49,999

1 month - 1.50%
2 months - 1.50%
3 months - 3.15%
4 months - 1.50%
5 months - 1.50%
6 months - 3.25%
9 months - 1.75%

$50,000 to $149,999

1 month - 1.75%
2 months - 1.75%
3 months - 3.15%
4 months - 1.75%
5 months - 1.75%
6 months - 3.25%
9 months - 2.00%

$150,000 to $500,000

1 month - 2.00%
2 months - 2.00%
3 months - 3.15%
4 months - 2.00%
5 months - 2.00%
6 months - 3.25%
9 months - 2.25%

$500,000 +

See Money Market.

Long Term Deposit (1 to 5 years) - Interest paid yearly

 

1 Year
2 Years
3 Years
4 Years
5 Years

$500 to
$4,999

1 Year - 1.75%
2 Years - 2.00%
3 Years - 2.00%
4 Years - 2.00%
5 Years - 2.00%

$5,000 to $24,999

1 Year - 3.40%
2 Years - 2.75%
3 Years - 2.95%
4 Years - 3.15%
5 Years - 3.35%

$25,000 to $49,999

1 Year - 3.40%
2 Years - 3.00%
3 Years - 3.20%
4 Years - 3.40%
5 Years - 3.60%

$50,000 to $149,999

1 Year - 3.40%*
2 Years - 3.30%
3 Years - 3.50%
4 Years - 3.70%
5 Years - 3.90%

$150,000 to $500,000

1 Year - 3.40%*
2 Years - 3.50%
3 Years - 3.70%
4 Years - 3.90%
5 Years - 4.10%

$500,000 +

See Money Market.

Long Term Deposit (1 to 5 years) - Interest paid quarterly

 

1 Year
2 Years
3 Years
4 Years
5 Years

$500 to
$4,999

1 Year - 1.65%
2 Years - 1.90%
3 Years - 1.90%
4 Years - 1.90%
5 Years - 1.90%

$5,000 to $24,999

1 Year - 3.30%
2 Years - 2.65%
3 Years - 2.85%
4 Years - 3.05%
5 Years - 3.25%

$25,000 to $49,999

1 Year - 3.30%
2 Years - 2.90%
3 Years - 3.10%
4 Years - 3.30%
5 Years - 3.50%

$50,000 to $149,999

1 Year - 3.30%
2 Years - 3.20%
3 Years - 3.40%
4 Years - 3.60%
5 Years - 3.80%

$150,000 to $500,000

1 Year - 3.30%
2 Years - 3.40%
3 Years - 3.60%
4 Years - 3.80%
5 Years - 4.00%

$500,000 +

See Money Market.

Long Term Deposit (1 to 5 years) - Interest paid monthly

 

1 Year
2 Years
3 Years
4 Years
5 Years

$500 to
$4,999

1 Year - 1.60%
2 Years - 1.85%
3 Years - 1.85%
4 Years - 1.85%
5 Years - 1.85%

$5,000 to $24,999

1 Year - 3.25%
2 Years - 2.60%
3 Years - 2.80%
4 Years - 3.00%
5 Years - 3.20%

$25,000 to $49,999

1 Year - 3.25%
2 Years - 2.85%
3 Years - 3.05%
4 Years - 3.25%
5 Years - 3.45%

$50,000 to $149,999

1 Year - 3.25%
2 Years - 3.15%
3 Years - 3.35%
4 Years - 3.55%
5 Years - 3.75%

$150,000 to $500,000

1 Year - 3.25%
2 Years - 3.35%
3 Years - 3.55%
4 Years - 3.75%
5 Years - 3.95%

$500,000 +

See Money Market.

Interest rates quoted on a per annum basis and are subject to change without notice. Interest is calculated daily and paid or credited as specified. Exact term in months or maturity date must be specified when applying for Term Deposits.

Term Deposit interest rates (online)

Online Term Deposit (Rural Bank ONE)

 

3 months
6 months
12 months

Personal Term Deposit

3 months - 3.35%
6 months - 3.45%
12 months - 3.60%

Business Term Deposit

3 months - 3.35%
6 months - 3.45%
12 months -3.60%

DIY Super Term Deposit

3 months - 3.35%
6 months - 3.45%
12 months - 3.60%

Interest rates quoted on a per annum basis. Interest rates are current as of 16 October 2014 and are subject to change without notice. Interest on Rural Bank ONE Term Deposits is calculated daily and paid at maturity. Minimum deposit $500, for interest rates on deposits over $1 million please call us on 1300 660 115 or email us. For further details please visit the Rural Bank ONE website.

Fees and charges

For all Rural Bank fees and charges, download the Schedule of fees and charges document.