Our Treasury products include:
11.00am - at call
This competitive market rated investment enables access to your funds at the shortest possible notice, provided that notification is given prior to 11.00am on the day that funds are required. The minimum opening deposit is $250,000, with minimum transaction amounts of $50,000. Lodgements can be accepted up to 5.00 pm Monday to Thursday and up to 5.30 pm on Fridays.
A term deposit offers a sound investment option if you prefer to invest for a fixed term to receive a fixed return. You earn a market-linked interest rate with a comprehensive range of interest payment options to suit your requirements.
You can select terms ranging from 7 days to 5 years. Your interest can be paid monthly, quarterly, half-yearly or at maturity.
Your interest can be credited to a nominated bank account; reinvested with the principal; credited to a new Rural Bank Term Deposit; or paid via cheque.
Negotiable Certificates of Deposit (NCD)
Our NCD's are a negotiable, bearer security issued by Rural Bank that provides you with a short to medium term investment alternative with an attractive yield. With a preferred minimum investment (settlement value) of more than $500,000, this negotiable discount instrument is simply a promise by the drawer of the security (Rural Bank) to repay the face value on maturity. Terms generally range from 7 days to 1 year.
Rural Bank Treasury can also provide you with access to the latest financial market information including professional market interest rates, share and currency information and worldwide news.
Other investment alternatives are also available - please contact Rural Bank Treasury on 1800 644 824 or email firstname.lastname@example.org.