If you prefer to manage your banking in person, Rural Bank offers a number of convenient options for you to apply for accounts or access your funds.
Rural Bank is proud to offer its products and services through one of Australia largest networks of branches and distribution partners:
Metropolitan Investment Centres
You can apply for bank accounts, get investment advice and manage your funds from our metropolitan Investment Centres located in Adelaide and Perth. More details can be found on our Locate Us section.
The full range of Rural Bank products and services are available at over 220 Elders branches across rural and regional Australia. Elders branch staff can assist you with your savings and investment needs, account queries, cards and cheque books. Dedicated District Banking Managers are also available for specialist farm finance advice and on-farm service.
Bendigo Bank and Bendigo Community Bank branches
Rural Bank agribusiness products are available through Bendigo Bank branches nationally.
Bendigo Agribusiness Managers are located across Australia, and are committed to providing advice and support to Bendigo agribusiness customers. Rural Bank customers can also transact over the counter at selected Bendigo Bank branches.
Australia Post and Rural Bank are working together to deliver a unique banking solution to Australian communities. You can talk to someone face to face at your local participating Australia Post retail outlet about your personal banking needs. Learn more.
You can access your Rural Bank accounts at over 2,500 Australia Post outlets across the country, including 1,300 in rural and regional locations. Simply swipe your Rural Bank card and enter your PIN to:
- deposit and withdraw cash (withdrawal limits may apply)
- check your account balance
- pay bills
You can use your Rural Bank card and PIN at any Bendigo Bank, Rural Bank or Suncorp Bank ATM free of charge. This shared network arrangement means you have free access to 2,000 ATMs nation wide.
Using an ATM you can:
- make withdrawals
- obtain account balances
- transfer funds between linked accounts
- deposit cash and cheques (at selected ATMs only)
- change your PIN (at selected ATMs only)
- Your Rural Bank card is also accepted at any ATM within Australia or overseas displaying the Visa symbol (please note a fee may apply).
EFTPOS is a convenient way to pay for your purchases without carrying cash. You can use your Rural Bank card and PIN at any location displaying the EFTPOS symbol around Australia. You may also be able to withdraw additional cash when making your payments – please note that some retailers may limit the amount of cash you can withdraw.