At Rural Bank, we are proud of our unique position in the banking marketplace. Wholly Australian owned and operated, we are the only genuinely local bank that specialises in agribusiness. For further information about what makes us different, visit our Why Choose Rural Bank? website page.
We offer competitive savings and investment options to individuals and businesses nationwide and we reinvest in country Australia via loans to Australian primary producers.
Whether rural or metropolitan-based, when you choose Rural Bank, you can be confident that you are supporting the Australian community while being backed by the security of a successful, well-managed financial institution.
Our History
The Bank was formed as Elders Rural Bank, under a banking licence granted in 2000, to deliver a much needed specialist banking service to rural Australia when key banking services were being removed in these areas by major banks.
In August 2009, Elders Rural Bank Limited changed its name to Rural Bank Limited and, in December 2010, Rural Bank became a fully-owned subsidiary of the Bendigo and Adelaide Bank Group.
Since this time, the business model has expanded, but has not changed and Rural Bank’s products and services are now available at more than 400 locations nationally via a network of banking partners and our own agribusiness lending specialists based in rural and regional centres across the country.
Delivering service and solutions
Rural Bank’s proximity to the agribusiness community and understanding of the challenges and opportunities facing farmers makes it possible for the development of banking solutions built around the needs of the agri-sector.
Our specialist agribusiness banking solutions provide for day-to-day management of finances, while creating buffers for times of cash flow shortfalls and seasonal challenges. With a range of short term, long term and seasonal banking facilities, Rural Bank can tailor a solution to support your business. We also consider land, livestock or crops as security, giving you the flexibility to tailor a finance package that suits your unique needs and allows you to take advantage of opportunities in a fluctuating market. Please visit our Agribusiness Banking page for more information about our specialist solutions.
We provide a variety of financial products and services for personal and business banking, including Visa debit cards, cheque accounts, direct debit and credit facilities, phone and internet banking, and access to world-wide ATM and EFTPOS networks.
Our wide range of flexible deposit products have been specifically developed for depositors wanting to earn attractive interest, enjoy bank security on funds invested and obtain easy access to their funds. A choice of investments options can be tailored to meet your short term cash flow needs as well as longer term investment returns.
In the community and on the farm
Our team of regionally-based relationship managers and our network of banking partners are located across Australia to deliver tailored banking solutions and personalised service in the community and on the farm.
To find out more about our network or to find your nearest Rural Bank relationship manager, visit our Locate Us page.
Let's Grow
We are committed to helping you grow your business as part of our commitment to growing the Australian agribusiness community. We look forward to welcoming you to Rural Bank.
For further information, please contact us.
